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Many Australians are unaware that making a personal after-tax contribution to super may result in an additional contribution from the government.
The Government Super Co-contribution scheme is designed to encourage eligible Australians to build their retirement savings by providing a government contribution when certain eligibility requirements are met.
Part of the Learning Series
This video is part of the moneyGPS Learning Series and provides a simple overview of how the Government Super Co-contribution works, the eligibility requirements that apply, and the steps involved in receiving the contribution.
What this video covers
In this module, you’ll learn about:
What the Government Super Co-contribution is and how it works.
Who may be eligible to receive the contribution.
How much the government may contribute to your super.
How the co-contribution is paid into your super account.
Important eligibility requirements and contribution rules.
Other superannuation benefits that may be available to low-income earners.
Where to access additional information and support.
This video forms part of the moneyGPS Learning Series, featuring more than 20 easy-to-follow, bite-sized lessons covering a wide range of financial wellbeing topics. Each module is designed to help you build practical financial knowledge in a simple, engaging and accessible way.
To access the full Learning Series library and all available modules, you'll need to create a moneyGPS account. Once registered, you can access the learning content anytime through your moneyGPS app and continue building your financial confidence at your own pace.
Watch the complimentary Government Super Co-contributions Video:
The Government Super Co-contribution is just one of many opportunities available within Australia's superannuation system. If you'd like to better understand how super contribution strategies fit into your broader financial position, the moneyGPS platform provides access to educational resources, financial wellness tools and personalised guidance to help you make more informed financial decisions.
The information provided the writer was current at the time the article was produced - 05/2026.