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For many Australians, finding extra money to grow superannuation can feel difficult alongside everyday expenses and financial commitments. However, even small additional contributions made consistently over time may make a meaningful difference in the long term.
Part of the Learning Series
Salary sacrificing is one strategy that may help boost your super while potentially offering tax advantages. This video is part of the moneyGPS Learning Series and provides a simple introduction to how salary sacrificing works, the potential benefits and disadvantages, and the important rules to understand before getting started. Rather than focusing only on potential tax savings, the module explores how salary sacrificing may fit into your broader financial position and whether it may be appropriate for your circumstances.
What this video covers
In this module, you’ll learn about:
What salary sacrificing is and how it works.
The potential advantages and disadvantages of salary sacrificing to super.
How salary sacrificing may affect your take-home pay.
Why annual contribution caps are important.
Whether salary sacrificing may suit your circumstances.
Where to access additional information and support.
This video forms part of the moneyGPS Learning Series, featuring more than 20 easy-to-follow, bite-sized lessons covering a wide range of financial wellbeing topics. Each module is designed to help you build practical financial knowledge in a simple, engaging and accessible way.
To access the full Learning Series library and all available modules, you’ll need to create a moneyGPS account. Once registered, you can access the learning content anytime through your moneyGPS app and continue building your financial confidence at your own pace.
Watch the complimentary Salary Sacrificing to Super Video:
Salary sacrificing may not be suitable for everyone, and the benefits can vary depending on your income and personal circumstances. If you would like to better understand how super contributions fit into your broader financial position, moneyGPS can help you explore your options and build a clearer financial picture.
The information provided the writer was current at the time the article was produced - 05/2026.